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About Michael
I am a veteran of both the United States Marine Corps and the home mortgage industry. As my client, you can expect quality service from a qualified, dedicated mortgage professional.
The Marine Corps instilled commitment and perseverance, while my mortgage experience offers deep knowledge of the numerous mortgage programs and guidelines that often complicate the industry. Since joining the mortgage industry in 2003, I have consistently maintained my status as one of the industry’s elite loan officers.
Beyond the office, I am an avid outdoorsman and sports fan – camping, fishing, golfing and watching college football, professional football, and baseball. In fact, I am on a mission to visit each of the country’s baseball parks/stadiums, always rooting for the home team. I also am looking forward to continuing to share more trips with my son Jackson and wife Kory.
About Residential Mortgage Services, Inc.
Residential Mortgage Services, Inc. is a privately held mortgage company providing residential mortgages to homeowners since 1991. RMS offers people looking for a home purchase loan or refinance with a broad range of residential mortgage products and a customized lending experience that guides borrowers through every step of the process, whether working directly with a Loan Officer or using our state of the art online lending platform. Our commitment to creating a positive corporate culture, providing exceptional service for our customers and partners, and a strong spirit of giving back in our communities sets RMS apart as one of the top workplaces in the mortgage industry. NMLS# 1760; Equal Housing Opportunity. For more information and a list of states licensed, please visit www.rmsmortgage.com or contact us at info@rmsmortgage.com.
There is no affiliation between Residential Mortgage Services and the real estate agent or agency listed above. This arrangement is for your convenience and does not constitute an endorsement of RMS or a referral to RMS by the Agency. You are free to seek financing from the mortgage lender of your choice.
For informational purposes only and is not a commitment to lend. Programs, rates, terms and conditions are subject to change at any time. Availability dependent upon approved credit and documentation, acceptable appraisal, and market conditions. Not all programs available in all areas. Equal Housing Opportunity; NMLS# 1760; www.nmlsconsumeraccess.org; Mortgage Lender/Broker, VA Corp. Commission #MC-5816 Equal Housing Opportunity; Operating as RMS Mortgage Inc. in FL, FL Mortgage Lender License #MLD232; GA Residential Mortgage Licensee; NC Mortgage Lender License #L-169852; South Carolina-BFI Mortgage Lender / Servicer #MLS-1760; South Carolina-DCA Mortgage Broker License; TN Mortgage License #129592.
My Satisfied Clients
Mike helped me with the purchase of our current home and he did a great job. I had recently switched industries and he knew his guidelines well enough to put me into the right loan program. In the end, I was able to get a great rate, close extremely fast and do it without a bunch of confusion! -Jason
Mike was one of the easiest and friendliest people to work with while purchasing my home. I hardly knew anything about the process and he was always available to answer any questions I had. He's very experienced and you can tell he knows what he's talking about. I would recommend him to anyone who's thinking of purchasing. -Erin
As a first time buyer, I obviously had A LOT of questions. Mike did a great job of taking the time to explain every step and ensure I truly understood what was happening! I felt really comfortable and he truly was a big help! - Kayla
Mike is awesome and always puts his clients first! I would highly recommend working with him! -Ginny
Mike Pennington
Branch Manager
NMLS: 84937